*,
*::before,
*::after {
  box-sizing: border-box;
}

body.page-body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #0b1a33;
  background: #f4f7fb;
}

a {
  color: #0B74D1;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 16px;
}

.site-header {
  background: #ffffff;
  border-bottom: 1px solid rgba(11,116,209,0.08);
  position: sticky;
  top: 0;
  z-index: 20;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 8px;
}

.brand-mark {
  width: 32px;
  height: 32px;
  border-radius: 999px;
  background: #0B74D1;
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 18px;
}

.brand-text {
  font-weight: 600;
  font-size: 16px;
}

.main-nav ul {
  list-style: none;
  display: flex;
  gap: 16px;
  margin: 0;
  padding: 0;
}

.main-nav a {
  font-size: 14px;
  padding: 8px 10px;
  border-radius: 999px;
}

.main-nav a:hover {
  background: rgba(11,116,209,0.06);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 4px;
  background: transparent;
  border: none;
  padding: 4px;
}

.nav-toggle-bar {
  width: 20px;
  height: 2px;
  background: #0b1a33;
}

.site-main {
  padding-bottom: 48px;
}

.section {
  padding: 40px 0;
}

.section-header {
  text-align: left;
  margin-bottom: 24px;
}

.section-header h2 {
  margin: 0 0 8px;
  font-size: 24px;
}

.section-header p {
  margin: 0;
  color: #4a6180;
}

.hero {
  padding: 32px 0 32px;
}

.hero-split .hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 2fr) minmax(0, 1.4fr);
  gap: 24px;
  align-items: flex-start;
}

.hero-text h1 {
  margin: 0 0 16px;
  font-size: 28px;
}

.hero-text p {
  color: #3a4a64;
}

.hero-bullets {
  margin: 16px 0;
  padding-left: 20px;
  color: #3a4a64;
}

.hero-bullets li + li {
  margin-top: 4px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 16px 0 8px;
}

.hero-disclaimer {
  font-size: 13px;
  color: #6c7b94;
  max-width: 560px;
}

.hero-media {
  padding: 20px;
}

.hero-media-header h2 {
  margin: 0 0 4px;
  font-size: 20px;
}

.hero-stats {
  list-style: none;
  margin: 16px 0;
  padding: 0;
}

.hero-stats li + li {
  margin-top: 8px;
}

.stat-label {
  display: block;
  font-size: 12px;
  color: #6c7b94;
}

.stat-value {
  font-weight: 600;
  font-size: 14px;
}

.hero-note {
  font-size: 13px;
  color: #4a6180;
}

.card {
  background: #ffffff;
  border-radius: 16px;
  padding: 20px 20px 18px;
  box-shadow: 0 10px 30px rgba(11,116,209,0.06);
}

.card-emphasis {
  border: 1px solid rgba(11,116,209,0.3);
}

.card-muted {
  background: #f0f5fb;
}

.card-warning {
  border-left: 4px solid #cc7a00;
}

.card-warning h2 {
  margin-top: 0;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.card-grid .card h3 {
  margin-top: 0;
}

.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  border-left: 2px solid rgba(11,116,209,0.25);
}

.timeline li {
  padding-left: 16px;
  position: relative;
  margin-bottom: 18px;
}

.timeline li::before {
  content: "";
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #0B74D1;
  position: absolute;
  left: -6px;
  top: 4px;
}

.timeline h3 {
  margin: 0 0 4px;
  font-size: 16px;
}

.timeline p {
  margin: 0;
  color: #4a6180;
  font-size: 14px;
}

.section-split .split-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1.4fr);
  gap: 24px;
}

.list-check {
  list-style: none;
  padding-left: 0;
  margin: 0 0 8px;
}

.list-check li {
  position: relative;
  padding-left: 18px;
  font-size: 14px;
  color: #3a4a64;
}

.list-check li::before {
  content: "•";
  position: absolute;
  left: 4px;
  top: 0;
  color: #0B74D1;
}

.section-disclaimer .card-warning p {
  color: #3a4a64;
}

.section-cta .cta-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  border: none;
  padding: 9px 18px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  background: #0B74D1;
  color: #ffffff;
  transition: box-shadow 0.15s ease, transform 0.1s ease, background 0.15s ease;
}

.btn:hover {
  background: #085da8;
  box-shadow: 0 8px 20px rgba(11,116,209,0.35);
  transform: translateY(-1px);
}

.btn-secondary {
  background: #ffffff;
  color: #0b1a33;
  border: 1px solid rgba(11,116,209,0.25);
}

.btn-secondary:hover {
  background: #f4f7fb;
}

.small-muted {
  font-size: 13px;
  color: #6c7b94;
}

.site-footer {
  border-top: 1px solid rgba(11,116,209,0.12);
  background: #ffffff;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding: 20px 0 10px;
}

.footer-copy {
  font-size: 13px;
  color: #6c7b94;
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.footer-links a {
  font-size: 13px;
}

.footer-bottom {
  border-top: 1px solid rgba(11,116,209,0.12);
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  font-size: 12px;
  color: #6c7b94;
}

.form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.form-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.form-row label {
  font-size: 14px;
  font-weight: 500;
}

.form-row input,
.form-row select,
.form-row textarea {
  border-radius: 10px;
  border: 1px solid #c3d4ea;
  padding: 8px 10px;
  font-size: 14px;
  font-family: inherit;
}

.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: 2px solid rgba(11,116,209,0.4);
  border-color: #0B74D1;
}

.form-row-consents .checkbox {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 13px;
  color: #3a4a64;
}

.form-row-consents input[type="checkbox"] {
  margin-top: 3px;
}

.form-actions {
  margin-top: 8px;
}

.thank-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.faq-item {
  border-radius: 12px;
  border: 1px solid #d3dfef;
  background: #ffffff;
}

.faq-question {
  padding: 10px 14px;
  width: 100%;
  text-align: left;
  border: none;
  background: transparent;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
}

.faq-answer {
  padding: 0 14px 12px;
  display: none;
  font-size: 14px;
  color: #3a4a64;
}

.faq-item.is-open .faq-answer {
  display: block;
}

.faq-item.is-open .faq-question {
  border-bottom: 1px solid #e1e9f5;
}

.cookie-banner {
  position: fixed;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%);
  max-width: 640px;
  width: calc(100% - 32px);
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 18px 40px rgba(0,0,0,0.18);
  padding: 14px 16px;
  font-size: 13px;
  color: #3a4a64;
  display: none;
  z-index: 50;
}

.cookie-banner-inner {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.cookie-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}

.cookie-banner a {
  color: #0B74D1;
}

.cookie-banner.is-visible {
  display: block;
}

/* Responsive */
@media (max-width: 900px) {
  .hero-split .hero-inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .section-split .split-inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .card-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .footer-inner {
    flex-direction: column;
  }

  .footer-bottom-inner {
    flex-direction: column;
    gap: 4px;
  }
}

@media (max-width: 768px) {
  .main-nav {
    position: fixed;
    inset: 0 0 auto auto;
    top: 48px;
    right: 0;
    background: #ffffff;
    padding: 12px 16px;
    box-shadow: -8px 12px 24px rgba(0,0,0,0.15);
    transform: translateX(120%);
    transition: transform 0.18s ease-out;
  }

  .main-nav ul {
    flex-direction: column;
  }

  .main-nav.is-open {
    transform: translateX(0);
  }

  .nav-toggle {
    display: inline-flex;
  }
}